Last Resort

This is a blog chronicling my day to day progress in conquering the financial challenge that I find myself in, which is destitute. I have resorted to putting a listing on http://www.begslist.blogspot.com/ . I was laid off my job last February and unemployment was not enough to make my house. car payment and living expenses. I live modestly (NOT a shopaholic) but right now I have nothing to live on. I have used all my savings, etc. and borrowed all I can from friends and family.

I got a job over the summer and was able to modify my home loan. I had a sale date on my home and that really freaked me out. I was able to breathe again when I had the income and money to modify my home loan. I had only one payment left to lock in the modification when I lost my job. The company I worked for let a bunch of people go including me. I had spent all my money making the payments for the modification. So when I lost my job, I had nothing. I was just living for my next check. I am sure MANY of you can relate to that.

Well then I found 3 other jobs that wanted to hire me but after contacting my former employer, they changed their mind. I am investigating the reason for this because, I never had this problem before, so it must be my last employer. They had been horrible to me. I did stand up for myself and discussed it with my manager, buy four days later I was let go.

Since I could not get working right away, I have lost my car and I don't even have bus fare. I have an old car that is paid for but it won't start. I don't have money for a tow and repairs. When I had my car, I did make use of social services and am receiving food stamps. I had a pledge to pay my utilities and I needed to pay about $50 towards them, but I had no money so nothing has been paid. I did get some perscription help for my blood pressure medication, but I am out again and you can only use them once a year.

I have gotten help from a family member to keep my phone and internet going but another payment is due now. I need this to apply for jobs and contact prospective employers. I did have a couple of bucks for the bus that someone lent me and have gone on some interviews. I am confident that I will get a job soon, I just hope I don't get let down again. It wears you down to have hope and then get crushed. But even when I get a job, I will not be able to get the money fast enough to pay on my house. I also really need to get my car going because some jobs are not accessable by bus.

So this is my story, and I am asking for help. I only ask for help because I have to. I am destitute and desperate. I cannot lose my home. Where would I go with no car and money. Please help me with any amount, even $1. Thank you so much.

This video made me feel better for having to do this:
http://www.youtube.com/watch?v=Us-TVg40ExM

I also must say that going through this has made me determined to really succeed so #1 I never face this situation again, and #2 I can help others. I feel this is the trial before the victory and I pray it is for everyone else too in similar situations.